In a traffic accident, does the mandatory liability insurance cover personal or material damages suffered by the at-fault driver?

Question

DentroTest · Accepted Answer

No. The Mandatory Vehicle Insurance is designed to cover the civil liability of the driver towards third parties. This means it guarantees compensation for bodily injury and property damage caused to others (including passengers in your own vehicle). However, it explicitly excludes bodily injuries to the driver responsible for the accident and material damages to their own vehicle. To cover the at-fault driver, one would need to purchase voluntary 'Driver Insurance' or 'Comprehensive' (Own Damage) coverage.

In a traffic accident, does the mandatory liability insurance cover personal or material damages suffered by the at-fault driver?

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