Does the mandatory civil liability insurance cover personal injuries suffered by the driver of the insured vehicle?

Question

DentroTest · Accepted Answer

The correct answer is No.  Mandatory Civil Liability Insurance is designed to compensate for damages caused to third parties in a traffic accident.  Who counts as a third party? Drivers and passengers of other vehicles. Pedestrians and other road users. The passengers inside the insured vehicle itself. Who is NOT covered? The law expressly excludes physical or personal injuries suffered by the driver of the insured vehicle responsible for the accident from this mandatory coverage. For the driver to be covered, the owner must purchase additional voluntary coverage (usually called 'Driver Insurance').

Does the mandatory civil liability insurance cover personal injuries suffered by the driver of the insured vehicle?

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