Regarding damages caused to the other party in an accident, the mandatory insurance of the responsible vehicle covers them...

Question

DentroTest · Accepted Answer

The Mandatory Civil Liability Insurance primarily functions to compensate for damages caused to third parties (both personal and material). The correct answer is 'in any case, up to the maximum limits established in the policy.' This means the insurance company will pay for the victim's damages up to the maximum amount set by Law and stipulated in the contract. It is important to remember that mandatory insurance covers third parties even if the driver is not the policyholder (for example, if a child drives their father's car). However, it does not cover damages to the responsible driver nor to the vehicle causing the accident.

Regarding damages caused to the other party in an accident, the mandatory insurance of the responsible vehicle covers them...

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