Is the damage suffered by a driver who was not at fault in an accident covered by compulsory motor third-party liability insurance (SOA)?

Question

DentroTest · Accepted Answer

Compulsory motor third-party liability insurance (SOA) covers the non-contractual civil liability of the driver toward injured third parties. In the event of a road accident, the innocent (not at fault) driver is legally considered a third party with respect to the offending vehicle. Consequently, the compulsory insurance of the vehicle that caused the accident must compensate that driver in full, covering both personal injury (injuries, temporary incapacity, after-effects or medical expenses) and property damage (repair or loss of the vehicle, personal belongings, clothing, etc.). What the basic compulsory policy never covers is the personal injury or property damage suffered by the driver responsible for the accident, nor the damage to that driver's own vehicle.

Is the damage suffered by a driver who was not at fault in an accident covered by compulsory motor third-party liability insurance (SOA)?

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