If you are responsible for an accident, what damages does the mandatory civil liability insurance cover?

Question

DentroTest · Accepted Answer

The Civil Liability Insurance (known as mandatory insurance) is designed to protect the victims of an accident, not the person who caused it. This means it covers material and personal damages caused to third parties (the other vehicle, pedestrians, public property, and passengers in both vehicles). However, it specifically excludes own damages: it does not cover damages to the at-fault driver's vehicle, nor physical injuries to that driver. To cover own damages, supplemental coverage (such as 'comprehensive' insurance) would be required.

If you are responsible for an accident, what damages does the mandatory civil liability insurance cover?

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