What damages caused in an accident are NOT covered by the mandatory civil liability insurance?

Question

DentroTest · Accepted Answer

The Mandatory Civil Liability Insurance (SOA) primarily covers damages caused to third parties. This includes material damages to others and personal injuries to all victims, including passengers in the vehicle at fault. However, this insurance specifically excludes: Personal or bodily injuries suffered by the driver responsible for the accident. Material damages to the vehicle at fault itself. To cover the driver at fault, a voluntary driver accident insurance policy must be purchased.

What damages caused in an accident are NOT covered by the mandatory civil liability insurance?

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