In a traffic accident, does the mandatory liability insurance cover personal or material damages suffered by the at-fault driver?

Question

DentroTest · Accepted Answer

No. Compulsory Subscription Insurance (SOA) is intended to cover the driver's civil liability toward third parties. This means it guarantees compensation for bodily injury and material damage caused to other people (including the passengers of our own vehicle). However, it expressly excludes the physical injuries of the driver responsible for the accident and the material damage to their vehicle. To cover the driver at fault, it would be necessary to have taken out 'Driver Insurance' or own-damage insurance (comprehensive).

In a traffic accident, does the mandatory liability insurance cover personal or material damages suffered by the at-fault driver?

Want to pass the Permit B (English) theory test first time?

📚 Keep practicing with more questions from Accidents and First Aid

How to Secure a Vehicle After an Accident

Types of Costs in Traffic Accidents

Breaths Per Minute in Ventilatory Support

How to Extinguish Burning Clothes in a Traffic Accident

Environmental Impact of Traffic Accidents

Administering Tranquilizers to Accident Victims

Action if vehicle blocks the road due to breakdown

Can Injured People Be Moved After an Accident?

What Not to Do in an Accident with Serious Injuries

Is it mandatory to stop when witnessing an accident?