According to traffic regulations, who is considered the registered holder of a vehicle?

Question

DentroTest · Accepted Answer

The correct answer is the person whose name is inscribed in the official registry. It is essential to distinguish between three figures: 1) The Registered Holder (Titular): The person (individual or entity) named on the Registration Certificate (Permiso de Circulación) and in the official Vehicle Registry. They are administratively responsible for the vehicle (MOT/ITV, taxes, insurance). 2) The Owner: The person who legally owns the asset (civil law). Usually, they are the same person, but in cases like leasing, the bank is the owner while the driver is the holder. 3) The Policyholder: The person who pays for the insurance, who does not necessarily have to be the registered holder.

According to traffic regulations, who is considered the registered holder of a vehicle?

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